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KNOWIS Blog

The blog about digitalization in banking,

the banking platform and knowis AG

Digital Reinvention: The Creation of the Modern Bank

According to an IBM study, advancing digital technologies, the increased demands of customers, and many new competitors require a profound change in banking. The pioneers of digital transformation are already taking action, positioning themselves at the center of open, agile platforms.
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The Business Analyst – Mediator Between Worlds

The business analyst profession is still relatively young, but is gaining in importance in the course of digital transformation. In this article you will learn what exciting tasks await you in this position and what requirements you should meet as a business analyst.
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Rethinking Corporate Banking: knowis Introduces the Opportunities of Platform Banking at Euroforum

End-to-end processes, platforms and AI – these are the topics that the Euroforum event 'Rethinking Corporate Banking', which takes place on April 4th and 5th, focuses on. knowis is part of the symposium and explains why the journey towards a banking platform pays off for financial enterprises.
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User Story Mapping in Software Development – Keeping an Eye on the Big Picture

In software projects, user story mapping helps to capture the big picture and understand the needs of stakeholders. Learn more about the basic principles of User Story Mapping and why we see its highest potential in combination with other professional methods.
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Banking Platform on Cloud – Cloud Hosting as a New Perspective for Financial Services

The effort of setting up a suitable IT infrastructure is one of the reasons why smaller financial institutions often shy away from digitalization projects. But the competition from the FinTech base is already in the starting blocks. A cloud-hosted banking platform can be an interesting alternative.
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knowis at IBM’s Think 2019 – Evolution in Platform Banking

The name of the annual IBM conference, to be held February 12-15 in San Francisco, is certainly an invitation. As an IBM business partner, knowis AG is participating not only with sessions on Open Banking, but also as part of a high-quality panel discussion.
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Shaping the Future: The BPM Developer as Solution Engineer

For software companies, the advancement of digitalization entails the challenge of diverse IT ventures in the financial industries. A good time for you to gain a foothold as a solution engineer with an innovative company: Together with knowis AG in Regensburg, you can break new ground.
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The Event Storming Method Applied in Project Life

When implementing digitalization projects, one of the key success factors is a comprehensive understanding of the processes. One possible method to achieve this understanding is called Event Storming. Read about what is behind Event Storming and the experience we have made using this method.
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Omnichannel Banking – a Prerequisite for a Seamless Customer Journey

In order to differentiate themselves from their competitors in the financial market, banks are increasingly focusing on the topic of customer experience. But anyone who wants to achieve true customer-centric models with a seamless customer journey cannot avoid the subject of omnichannel banking.
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One Year with PSD2 – the Kick-Off for Open Banking

Since January 2018, the EU Directive PSD2 applies. This means more flexibility and transparency for the customers, but it entails a profound transformation of standards for banks. To profit nonetheless, financial institutions should rely on innovative business models and open banking.
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Why Platform Banking Is the Right Approach to Digitalization

Banks must change themselves quickly to remain important in a changing world. That's why platform banking is the right approach for banks to meet the challenges of digital transformation. And there are more reasons for this.
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Credit Processes of the Future – Commerzbank and knowis at the 8th Euroforum in Frankfurt

On 29th and 30th November 2018 the annual conference 'Credit Processes of the Future' of the Euroforum will take place in Frankfurt am Main. This year knowis AG can also be found in the list of speakers - as part of a joint presentation with Commerzbank.
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Learn from Karstadt – Why Banks Have to Decide

Digital transformation, a low interest rate environment and increasing regulatory requirements present major challenges for banks. Those who wants to remain sustainable in the market must pursue a clear business model. What banks should learn from the troubled department store company Karstadt.
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How Banks Can Benefit from the Energy Revolution

The expansion of renewable energies is a decisive trend in the energy sector. Within the context of this energy revolution, extensive infrastructure projects are required. In order to be able to use this source of income, banks must find a way of making its complexity manageable.
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The Role of Business Domains in Digital Banking

In digitalization projects within the credit business, complex relationships and dependencies need to be mapped in the system. At the same time, the system must be flexible to respond to any future requirements. Success in both areas is ensured by the use of modular components for business domains.
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A Dream Job Developing Software – It Does Not Have to Be in Silicon Valley

The field of activity of a software developer is very versatile and focuses on the conception, realization and maintenance of software systems. Michael Decker, software developer at knowis, talks about his experiences working in an innovative development team.
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The Most Important Stakeholders in the Digital Transformation of Finance

Only if all interest groups in a digitalization project recognize a clear added value for themselves and their concerns, they will support its implementation and the intended success can be sustainable. Who are the stakeholders and how can they be satisfied?
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Corporate Banking – Lagging Behind in Digital Revolution

Digital transformation poses challenges for traditional banks. Innovative Fintechs put them under pressure in retail banking - but not only there. How can this development in corporate banking be avoided?
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How to Meet the Most Demanding Governance Regulations with Digital Credit Management

With the aim of consistent risk management practice and harmonisation of the definition of leveraged transactions, the ECB published a guideline to this effect in May last year. How can banks ensure compliance with such regulations?
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Digital Transformation - IBM and knowis at CeBIT

At CeBIT in Hanover for the first time: knowis AG as customer and business partner of IBM. Using an innovative mobility concept as an example, the Regensburg software company demonstrated how banks can open up completely new business models through the use of platform technology.
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knowis Establishes Career Contacts with Students – Tips for a Successful Job Fair

On June 13th, more than 60 companies and organisations presented themselves at the 'Karriere-Kontake' recruiting fair in Regensburg and provided information on all aspects of career entry. knowis AG was on site with a team and summarized the impressions and tips for a successful job fair.
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The Future of Banking in Germany – Who Will Survive the Death of Banks?

Oliver Wyman predicts that the number of banking institutions in Germany will fall from 1,600 to 150-300 over the next 10-15 years. Can German financial institutions even protect themselves against the death of banks and their competitors, especially foreign banks and FinTechs?
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knowis at CeBIT – New Mobility Concepts Directly Integrated in the Banking App

This year knowis AG will be at CeBIT. The potential of linked information in the banking sector will be demonstrated in a live showcase with an innovative mobility concept as an example. You will find knowis at the exhibition stand of IBM, in pavilion 34/35.
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Digital Loan Application Processing – the Clean Interface Between Front and Back Office

An essential interface in the loan business is located between customer service and the loan department, as a lot of data is exchanged here. By mapping all application elements in a digital workflow, information deficits between front and back office can be avoided.
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knowis Makes Career – 'Unternehmerbörse' 2018 in Hof

Ongoing exchange with science and universities is one of the basic prerequisites for sustainable corporate development. Therefore knowis is always looking for enthusiastic students, especially in the IT sector. A report of the visit of the 'Unternehmerbörse' 2018 in Hof.
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The Customers' Demands on the Finance Sector Have Changed – This Is What Banks Have to Expect

Clients' demands on services in the financial sector have changed dramatically in recent years. Increasing digitalization in all areas of life has also given rise to new expectations of financial service providers.
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The Implementation of a Banking Software for the Lending Sector in Practice

The step into digitalization seems to be a big one in the corporate lending business. Knowledge-intensive processes, often with exceptions, must be mapped and different inventory systems must be connected. We show the procedure for a digitalization project by a practical example.
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Why Digitalization is a Major Topic for Banks

For both financial service providers and customers, the digital era is leading to a paradigm shift. The problem: The data and system infrastructure of many financial institutions does not allow digital processes. In addition to customer requirements, regulatory requirements are also increasing.
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Five Success Factors of a Digitalization Project in the Banking Sector

The essential basement of any digitalization project in finance should be the creation of a reliable database. Using the following five success factors, you can see by the example of the corporate credit process what you should bear in mind when realizing your digitalization project.
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