Knowis Blog

KNOWIS Blog

The blog about digitalization in banking, the banking platform and knowis AG

Learn From Karstadt – Why Banks Have to Decide

Digital transformation, a low interest rate environment and increasing regulatory requirements present major challenges for banks. Those who wants to remain sustainable in the market must pursue a clear business model. What banks should learn from the troubled department store company Karstadt.
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How banks can benefit from the energy revolution

The expansion of renewable energies is a decisive trend in the energy sector. Within the context of this energy revolution, extensive infrastructure projects are required. In order to be able to use this source of income, banks must find a way of making its complexity manageable.
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The Role of Business Domains in Digital Banking

In digitalization projects within the credit business, complex relationships and dependencies need to be mapped in the system. At the same time, the system must be flexible to respond to any future requirements. Success in both areas is ensured by the use of modular components for business domains.
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A Dream Job Developing Software – It Does Not Have to be in Silicon Valley

The field of activity of a software developer is very versatile and focuses on the conception, realization and maintenance of software systems. Michael Decker, software developer at knowis, talks about his experiences working in an innovative development team.
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The most important stakeholders in the digital transformation of finance

Only if all interest groups in a digitalization project recognize a clear added value for themselves and their concerns, they will support its implementation and the intended success can be sustainable. Who are the stakeholders and how can they be satisfied?
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Corporate Banking - Lagging Behind in Digital Revolution

Digital transformation poses challenges for traditional banks. Innovative Fintechs put them under pressure in retail banking - but not only there. How can this development in corporate banking be avoided?
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How to meet the most demanding governance regulations with digital credit management

With the aim of consistent risk management practice and harmonisation of the definition of leveraged transactions, the ECB published a guideline to this effect in May last year. How can banks ensure compliance with such regulations?
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Digital Transformation - IBM and knowis at CeBIT

At CeBIT in Hanover for the first time: knowis AG as customer and business partner of IBM. Using an innovative mobility concept as an example, the Regensburg software company demonstrated how banks can open up completely new business models through the use of platform technology.
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knowis establishes career contacts with students – tips for a successful job fair

On June 13th, more than 60 companies and organisations presented themselves at the 'Karriere-Kontake' recruiting fair in Regensburg and provided information on all aspects of career entry. knowis AG was on site with a team and summarized the impressions and tips for a successful job fair.
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The Future of Banking in Germany – Who Will Survive the Death of Banks?

Oliver Wyman predicts that the number of banking institutions in Germany will fall from 1,600 to 150-300 over the next 10-15 years. Can German financial institutions even protect themselves against the death of banks and their competitors, especially foreign banks and FinTechs?
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