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knowis Blog

The blog about digital transformation in lending,

the banking platform and knowis AG

Cost Reduction Through Digital Transformation of the Back Office

In times of low interest rates and increased competition, cost reduction for banks is the order of the day. Automation alone is not enough when it comes to effectively reduce costs. Especially in the back office, holistic digitization measures promise lower costs and investment in the future at the same time.
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The Pandemic Impacts Credit Margins: This Is How Banks Can Prepare Now

Due to the Corona crisis, factors such as loan defaults will have an impact on the tense profitability of financial institutions; this will primarily affect banks' portfolio management. A consistent adjustment of the digital agenda will be crucial to best deal with this situation.
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How Banks Can Reduce Credit Risks After the Coronavirus crisis

The major challenge for banks in times of Corona: Important decisions must be made despite a high degree of uncertainty. There are many dependencies that cannot be influenced. What does this mean for financial institutions and which lessons can be learned from past crises?
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