DIGITALIzation of
Complex Lending Business

Asset Finance Business App


The Challenge

Simplify complex project financing

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Whether it's real estate, aircraft or wind parks, with larger investments financing structures and products become more complex

Simply compiling the business data required for analyses and valuations involves frequent system jumps, manual aggregation, and time-consuming duplicate entries. Without digital support, experts in the lending process are facing further challenges:

  • Analysis and assessment tasks for decision-making in complex deals are carried out in Word or Excel
  • Lack of collaboration support for front and back office experts
  • No system support in both standardized and rule-based processes
  • Lack of transparency and overview of status

»This results in high transaction costs and lengthy decision-making processes.

Do you want to learn more?

Read our white paper on implementing a digital loan template for all business areas.

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Asset Finance Business App

The solution for complex lending business

  • test__1_-removebg-previewDigital expert workplace for each user according to their role and rights
  • Automatic processing of applications and approvals
  • System support in analysis and valuation
  • Transparency on the status of tasks and processes provided by dashboards
  • Contextual collaboration in the app without emails, deal team meetings or non-documented chat histories
  • Historization of all activities, decisions and decision premises addresses regulatory requirements

Using the tools of the isfinancial banking platform, we implemented the Asset Finance Business App in a customer project. The application supports the bank in responding immediately to the requirements of its customers for large-scale projects. Smart features significantly accelerate the process of structured project financing:


savings in transaction costs

Smart collaboration, data management and active system support​


faster decision-making

Time-to-Yes and Time-to-No are
strengthened significantly


audit-proof & BAIT-fit

Access control, logging, replacement of IDV-critical excels, etc.​

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Find out in this whitepaper how IBM Germany and knowis AG supported a German universal bank in its digitalization process towards Credit Management 4.0 and built a digital loan template for all of the bank's business areas.



Download now