From personal loans to syndicated project finance
With the isfinancial platform, solutions for all customer segments, credit products and loan processes can be implemented in a targeted manner for your company.
While our customers in the field of retail banking are generally concerned with achieving competitive advantages through automation and faster decision-making, providers of specialized financing attach particular importance to ensuring structures that master each deal's complexity.
What unites our customers is the pursuit of differentiation when competing for clients.
Owing to our solution platform, which is specially developed for the requirements of financial service providers and credit institutions, we can provide loan solution modules for all customer segments.
Largely standardised business processes, e.g., retail banking's consumer finance or residential mortgage lending can be supported in the same way as complex investment projects for commercial customers. If you have both, the better. We offer a solution platform for your entire lending business.
We want you to leverage your own special strengths. Take advantage of the possibilities of a software solution individually tailored to your business.
From simple consumer finance to project finance. Whichever area of banking you wish to excel in, our experts create solutions that make a difference. Tailored to your business model.
Whereas the challenges with consumer and housing construction finance lie in the standardisation of products, collaterals, documentation requirements, analyses and the automation of decision-making processes, complex financing projects consistently require the control of other data situations. Processes must take the particular circumstances of each individual case into account.
Perhaps you do not wish to make concessions in one area or the other?
We can do both.
In light of the continuous increase in regulatory requirements and system landscape evolution, customer onboarding und new lending pose a challenge to new IT systems. With our solution modules for business origination, analysis, decision-making, and follow-up processing, you will achieve considerable efficiency advantages.
Fortunately, customer relationships do not come to an end after the initial extension of credit. Business partners marry, move house, want different products or want to change the collateral provided, or make special repayments. Companies merge, buy shares in other companies, set up new business premises, or run into financial difficulties.
The really great potential for automation can be found in supporting the existing portfolio of business. A prerequisite for this is to master all the system data.
Our loan specialists can build solutions for you that do both.
“New business processes are by no means our greatest challenge. We see an incredible potential for increased efficiency in working with the existing portfolio of business – and enthusiasm on the part of our customers.”
Digitalisation Program Manager at a Commercial Bank
Our customer base includes banks, financial service providers, data centers as well as banking industry associations. More than 100 banks rely on solutions based on isfinancial. In the interest of our customers, we treat references as confidential. Examples from customer projects are thus anonymized.
Expert workplace corporate loan processing:
Processing platform corporate loans:
Strategic application on platform for corporate loan business:
Solution platform for balance sheet analysis:
knowis is a specialized software vendor located in Regensburg, Germany. Founded in 2004, the mission is to develop highly flexible solutions in an agile approach, particularly with regard to managing and automating complexity.
Hermann-Koehl-Str. 2a
93049 Regensburg
Germany
Phone: +49 (941) 409 249 - 0
Fax: +49 (941) 409 249 - 29
E-mail: info@knowis.de