Your business solutions on a next generation banking platform

isfinancial: The knowis banking platform

Our banking platform is cloud-native and designed for cooperation and collaboration using the principles of service-oriented architecture (SOA). We want to enable our customers to leverage their own power and that of the ecosystem – today and tomorrow.




The best of
make & buy

We combine the advantages of an out-of-the-box solution with best practices – for tailor-made solutions in no time.



Independence through   enablement

We enable our customers to independently develop new apps and functions. Today and tomorrow.



A platform for
all requirements

With the isfinancial banking platform, system disruptions are avoided and manual processes are automated and digitalized.



Know-how for
every project

We combine technology, industry expertise and project experience to build solutions for all requirements.


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Complex lending business

As a specialized financing provider, a universal bank wanted to be able to undergo rapid decision-making processes, even for complex financing structures and products. With the isfinancial banking platform, our customers digitalize even complex lending processes rapidly and with confidence. In this project, our customer was able to achieve savings of over 30 percent by simplifying complex financing of projects.

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lending business

A German private bank wanted to optimize its corporate lending business. With the isfinancial banking platform, we implement digital solutions together with our customers that offer all functions required in lending business. In this project, our customer accelerated its decision-making process for loan applications by over 60 percent.

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business documents on office table with smart phone and digital tablet and graph financial with social network diagram and man working in the background

Digital Risk Office

A German state bank started a digitalization project to address the increased demands on the bank's middle office. isfinancial increases profitability, transparency, efficiency, and security in all areas of credit management. In this project, our customer accelerated the creation of loan templates by over 20 percent by digitalizing the back office.

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Digital Back Office

The back office of a German financial institution was characterized by a high degree of time-consuming manual activities. isfinancial is a platform specifically designed for the digitalization of banking. In this project, our customer reduced the processing time in the back office by more than 30 percent with a software solution.

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A universal bank located in the D-A-CH region was looking for a digital solution to optimize its risk reporting in the lending business. isfinancial combines selected technologies to enable banks to create modern software solutions fast and securely. Based on a regulatory requirement our customer reduced the processing time for the generation of risk reports by more than 30 percent with a business app.


Identify business requirements

In the first step, we find out in which way the solution needs to support your business. For this, we use various methods such as event storming to take a close look at the user journey and existing processes.



Select business capabilities

Which business capabilities are needed in the solution? Whether underwriting, customer analysis, or covenants: in this step, your individual requirements are sorted into functional "maps".



Compose the solution

In the final step, we combine the building blocks to create the ready-to-use solution. This can be done using pre-existing building blocks from already existing solutions, newly created building blocks, or building blocks from the ecosystem.

Combining different building blocks allows the solution to evolve at any time and protects investments already made.


Digital Transformation in the lending process

Learn more about how we drive digital transformation in the lending process and how we run digitalization projects with our customers.

Click here for the expert page 'Credit. Digital.' »

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